Mellon Collie and the Yinfinite Sadness

I learn from this European girl who I had lunch with in the Chicago Airport that you have you reward yourself every now and then.

She show me the catalog she taken off her last flight and show me that 300+ lamp she is going to buy herself at the end of the month to reward herself.

I gave her a poker face and nod, rubbing my chin and say hmmmm...I see.

So I put this little rewarding to practice today.

I let a driver on an angle to turn in before me.
She drive in and took the parking spot that would have been mine.
I drove a little further and park somewhere further.
Who knows? She might have some sort of disabilities that needed the shorter distance to walk. And it was true. She was fat with sasuage legs.

I smile to myself. I went into Wal-Mart and reward myself with a box of Mentos (70% more than the roll!) OH MY! I think that over-rewarded myself. This will be subtracted from my next reward.

Posted by Yin at 05:04 PM | Permalink | Comments (6)

This explain better than I can. But with my broken english most people can always explain it better than I do.

The question is about building a cash cushion at the same time trying to maximize your 401(k) and Roth IRA investment:

Building a Cushion from CNN Money.

So take a look at what you are doing and see if it make sense to you.

Anyother way to invest long or maybe short term would be investing throught Dividend Investment Plans (DRIPs).

DRIPS is a way for their shareholders to acquire additional shares at a very low cost. DRIP plans enable investors to automatically take any dividends paid by a particular firm and invest those funds back into the company's stock, often at a discounted price. This discount can range from one to ten percent of the stock's current market value. In addition, most DRIP programs charge either very low transaction fees, or in some cases no fees at all. (Credit)

Take a look at what its benefits are from this site:

Fools on DRIPS

I am still looking into them. Post your opinions or experience about this kind of investment plans.

Posted by Yin at 05:50 PM | Permalink | Comments (1)

Watching SATC:

Carrie try to give up her favorit thing; smoking, to please and to just get one date with this guy.

What are you willing to give up to get that guy/girl?

Other thoughts:

Money:

There are varies kind of way to save money tax free for long-term investments. But what about short term of six months to a year?
Beside CD and Money Market where can you park a few thousand dollars and get more money out of it.

Where else can you put money and get greater interest return?

Posted by Yin at 12:59 AM | Permalink | Comments (5)

Da Solo

Posted by Yin at 12:25 AM | Permalink | Comments (4)

"Yin. It is impossible to get anything done this weekend having two boyfriends and Stat class!!!" - Marianna -

"Yin, you should use this line on that girl. Is your dad a baker? Because those are nice buns. ;-) " - Cheng En (little brother) -

These are where I get my dating tips from.

Posted by Yin at 08:39 PM | Permalink | Comments (6)